Monthly bookkeeping for independent businesses.

You run the operation. We keep the numbers tidy, reconciled, and translated into plain English so the books actually tell you something useful.

Company XXX
Sample Monthly Report
Greymark Financial
April 2026
Delivered May 10, 2026
Profit & Loss
Revenue
Food sales$38,420
Beverage sales$14,680
Catering & events$3,850
Total revenue$56,950
Cost of Goods Sold
Food cost($11,920)
Beverage cost($3,550)
Gross profit$41,480
Operating Expenses
Wages & salaries($18,650)
Rent($4,800)
Utilities($1,240)
Insurance($510)
Merchant & POS fees($1,480)
Total expenses($31,840)
Net income$9,640
Balance Sheet
Assets
Operating cash$28,640
Reserve account$12,000
Accounts receivable$1,850
Inventory$6,420
Equipment (net)$41,200
Total assets$90,110
Liabilities
Accounts payable$4,380
Sales tax payable$3,210
Credit card balance$2,640
Equipment loan$18,400
Total liabilities$28,630
Owner's equity$61,480
Four things worth knowing
01

Revenue up 6.4% vs. March. Two private-event bookings drove the bump. Walk-in covers were flat.

02

Food cost ratio improved. Down to 31.0% from 33.4%. Likely the produce-supplier switch on Oct 6.

03

Watch payroll heading into Q4. Wages climbed $1,420 with the new line cook. 32% of revenue — fine for now.

04

Sales tax is set aside. $3,210 collected and transferred to reserves. Nothing owed beyond that.

What you get, every month.

01

Categorization

Every transaction across bank accounts, cards, and payment processors is reviewed and coded against a chart of accounts built for your business — not a generic template.

02

Reconciliation

Bank, credit card, and merchant accounts are reconciled monthly. Discrepancies are investigated and resolved in the same close — nothing rolls over.

03

Reporting

A monthly P&L and balance sheet, delivered with a plain-English summary: what changed, where you're trending, and what to watch heading into next month.

What to expect, every month.

01 Closed by the 10th

Books for the prior month are reconciled, reviewed, and reported by the 10th of the current month. No rolling backlog. No chase emails.

02 One point of contact

You work with me directly — no sales reps, no account managers, no handoffs.

03 Plain-language reporting

Every close ships with a short written summary — what changed, what to watch, and where the money went.

04 Fixed monthly fee

Quoted at the start of the engagement and held there. No hourly billing, no surprise invoices — scope changes get quoted before they happen.

The first month is on us.

A full close — categorization, reconciliation, and reporting — on the house. Delivered by the 10th of the following month. No setup fee, no commitment beyond it. If you don't see the value, no hard feelings — walk away.

Claim the first month
SetupNo fee
ScopeAll accounts
CommitmentMonth-to-month
Jaydin Thomas, Greymark Financial

Get in touch.

Fill out the form and you'll hear back from me directly — usually within a day. No pitch, no pressure: just a straight conversation about where your books stand, what's been eating your time, and whether I'm the right person to take it off your plate.

Or write directly to hello@greymarkfinancial.com